Ehsaas Interest Free Loan Program 2023

The Ehsaas interest-free loan programme under the Ehsas kafalat programme was introduced by the Government of Pakistan’s Cabinet Secretariat, Poverty Alleviation and Social Division, and Poverty Alleviation Fund (PPAF). Candidates that are female will be eligible for 50% of the Ehsaas free loan. Financial inclusion and mainstreaming of underprivileged groups in society, particularly skilled young, women, individuals with disabilities, transgender people, and beneficiaries of the BISP, Zakat, and Baitul Mal programmes the monthly issuance of Rs. 80,000 in loans via 1110 loan centres run by PPAF Partners, including Akhuwat Organizations (POs), in different parts of the nation.

You can use a written application or an oral request to register for the ehsaas loan programme online. Your poverty level will be confirmed using the scorecard. Your application to become a borrower is now complete. You will receive the application form along with the business plan form after this official information. You must submit your application with all completed and required papers attached at the very last and most important stage.

Ehsaas Interest Free Loan Program 2023

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Ehsaas Interest Free Loan 75000 Online Registration 2023

  1. Loans from the interest-free Ehsaas trust for microbusinesses that generate income
  2. Federal and provincial governments provide funding
  3. Allocation of Rs. 5 billion additional Funds for FY 2019-20 by Federal Government
  4. Online application for Ehsaas loan 75000 (Average Loan size; Rs. 30,0000)
  5. Business consulting services and connections to MFIs, MFBs, and banks

Interest Free Loan in Pakistan 2023 Eligibility Criteria

  • Age between 18 to 60 years
  • Individuals from households on Score of 0-40 on Poverty Score Card
  • Valid National Identity Card (CNIC)
  • Resident of targeted union council of the district
  • Economically viable business plan

Ehsaas Interest Free Loan Online Apply

Through loan centres in 100 districts across Pakistan, the interest-free loan initiative is being carried out through 22 partner organisations (POs) of Pakistan Poverty Alleviation (PPAF) in rural areas and Akhuwat branch offices in cities and towns. Visit for information on districts, loan centres, implementing Partner Organizations (POs), and eligibility requirements for potential borrowers.

PPAF Loan Form Application Process:

  • Request at loan center (written or oral)
  • Verification of Poverty Score Card
  • Registration as a potential borrower
  • Issuing of application form and business plan from
  • Submission of complete documents by the applicant
Preparation of Business Ehsaas Program Loan Scheme Apply Online:
  • Collect basic information about the business which is being initiated
  • Reasons for business
  • Targets of production and sale
  • Marketing Strategy
  • Business Expenses
  • Cost Estimation for the Proposed business
  • Financial Resources
  • Estimation of Profit
Beneficiary Appraisal Process of Ehsaas Program Loan Online Apply:
  • Social Appraisal
  • Economic Appraisal
Approval Process for Ahsas Loan Program:
  • Review by Loan Center
  • Recommendation by Loan Center
  • Submission of recommended cases to PO head office

Ehsaas Interest Free Loan Program 2023

Official Website:

Ehsaas Loan Registration


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